:root{--navy:#0b1f3a;--navy2:#102c52;--gold:#caa44b;--cream:#f7f4ec;--ink:#172033;--muted:#64748b;--white:#fff;--line:#dfe5ec;--green:#166534}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:#07182c;color:#d8e2ee;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line)}.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}.brand{font-weight:900;color:var(--navy);line-height:1.05;font-size:22px}.brand small{display:block;font-size:10px;letter-spacing:.14em;color:var(--gold);margin-top:5px}.nav-links{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:8px;font-weight:800;border:1px solid transparent;transition:.2s}.btn-primary{background:var(--gold);color:#0b1f3a}.btn-primary:hover{transform:translateY(-1px);filter:brightness(.97)}.btn-outline{border-color:#fff;color:#fff}.btn-light{background:#fff;color:var(--navy)}.hero{background:linear-gradient(90deg,rgba(7,24,44,.96),rgba(11,31,58,.79)),radial-gradient(circle at 80% 20%,#274f7b 0,#102b50 35%,#07182c 70%);color:#fff;padding:88px 0 70px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}.eyebrow{font-size:13px;font-weight:900;letter-spacing:.18em;text-transform:uppercase;color:#e3c675}.hero h1{font-size:clamp(44px,6vw,72px);line-height:1.02;margin:13px 0 20px;letter-spacing:-.04em}.hero p{font-size:19px;color:#d6e1ed;max-width:730px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-card{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 20px 60px rgba(0,0,0,.25)}.hero-card h3{margin-top:0;color:var(--navy)}.checklist{display:grid;gap:9px;margin:18px 0}.check{display:flex;gap:9px;align-items:flex-start}.check b{color:var(--green)}.trustbar{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}.trust-grid div{padding:18px 8px;border-right:1px solid var(--line);font-weight:800;color:var(--navy)}.trust-grid div:last-child{border-right:0}.section{padding:76px 0}.section.alt{background:var(--cream)}.section.dark{background:var(--navy);color:#fff}.section-head{max-width:780px;margin-bottom:36px}.kicker{color:#9a762a;font-size:13px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.section h2{font-size:clamp(34px,4vw,52px);line-height:1.08;letter-spacing:-.03em;margin:8px 0 14px;color:var(--navy)}.section.dark h2{color:#fff}.section-head p{font-size:18px;color:var(--muted)}.section.dark .section-head p{color:#cbd7e4}.grid{display:grid;gap:20px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:25px}.card h3{color:var(--navy);font-size:21px;margin:6px 0 10px}.card p{color:var(--muted);margin-bottom:14px}.card .num{font-weight:900;color:var(--gold);font-size:14px}.card a{font-weight:800;color:#8a6518}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.feature-panel{background:linear-gradient(135deg,var(--navy),#163f6c);border-radius:18px;padding:38px;color:white}.feature-panel h3{font-size:30px;margin-top:0}.feature-list{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;margin-top:20px}.feature-list span{border-bottom:1px solid rgba(255,255,255,.15);padding:9px 0}.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.price-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;position:relative}.price-card.featured{border:2px solid var(--gold);transform:translateY(-8px);box-shadow:0 18px 50px rgba(25,35,55,.12)}.badge{position:absolute;top:-13px;right:20px;background:var(--gold);color:var(--navy);font-size:12px;font-weight:900;padding:6px 10px;border-radius:20px}.price{font-size:42px;font-weight:900;color:var(--navy)}.price small{font-size:15px;color:var(--muted);font-weight:600}.price-card ul{padding-left:20px;color:var(--muted)}.process{counter-reset:step;display:grid;grid-template-columns:repeat(5,1fr);gap:15px}.step{background:#fff;border:1px solid var(--line);padding:22px;border-radius:14px}.step:before{counter-increment:step;content:"0" counter(step);display:block;color:var(--gold);font-weight:900;margin-bottom:8px}.cta{background:linear-gradient(135deg,#0b1f3a,#173e67);color:#fff;border-radius:20px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{color:#fff;margin:0 0 10px}.footer{background:#07182c;color:#c8d4e1;padding:50px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:28px}.footer h4{color:#fff;margin-top:0}.footer a{display:block;margin:8px 0;color:#c8d4e1}.subhero{background:linear-gradient(130deg,#07182c,#163f6c);color:#fff;padding:65px 0}.subhero h1{font-size:52px;line-height:1.05;margin:10px 0}.subhero p{max-width:760px;color:#d4e0eb;font-size:18px}.list-columns{columns:2;column-gap:35px}.list-columns li{break-inside:avoid;margin:9px 0}.faq details{border-top:1px solid var(--line);padding:17px 0}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.contact-box{display:grid;grid-template-columns:1.1fr .9fr;gap:25px}.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:13px;border:1px solid #ccd6e0;border-radius:8px;font:inherit}.form textarea{min-height:140px}.small{font-size:13px;color:var(--muted)}@media(max-width:900px){.nav-links{display:none}.hero-grid,.split,.contact-box{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3,.pricing{grid-template-columns:1fr}.process{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:60px}.feature-list{grid-template-columns:1fr}.price-card.featured{transform:none}}@media(max-width:560px){.grid-4,.process,.trust-grid,.footer-grid{grid-template-columns:1fr}.topbar .container{display:block;text-align:center}.hero h1{font-size:44px}.cta{padding:30px;display:block}.cta .btn{margin-top:12px}.subhero h1{font-size:40px}.list-columns{columns:1}}

/* Brand/logo refinements */
.brand-logo{display:flex;align-items:center;max-width:360px}
.brand-logo img{display:block;width:100%;height:auto;max-height:72px;object-fit:contain;object-position:left center}
.footer-logo{background:#fff;border-radius:10px;padding:8px;max-width:340px;margin-bottom:14px}
.nav-inner{min-height:86px}
.nav-links a:not(.btn){position:relative;padding:10px 0}
.nav-links a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:5px;height:2px;background:var(--gold);transition:.2s}
.nav-links a:not(.btn):hover:after{right:0}
.hero{position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;border:1px solid rgba(202,164,75,.2);right:-160px;top:-180px;box-shadow:0 0 0 70px rgba(202,164,75,.05),0 0 0 140px rgba(202,164,75,.025);pointer-events:none}
.hero .container{position:relative;z-index:1}
.hero h1 strong{color:#e7c86d}
.hero-card{border-top:5px solid var(--gold)}
.card{transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 15px 35px rgba(11,31,58,.08);border-color:#c8d4df}
.price-card{transition:transform .2s,box-shadow .2s}
.price-card:hover{box-shadow:0 16px 42px rgba(11,31,58,.10)}
.hero-proof{display:flex;gap:22px;flex-wrap:wrap;margin-top:26px;color:#dbe6f0;font-size:14px;font-weight:700}
.hero-proof span:before{content:"✓";color:#e3c675;margin-right:7px}
.mobile-menu{display:none;border:1px solid var(--line);background:#fff;border-radius:8px;padding:10px 12px;font-size:20px;color:var(--navy);cursor:pointer}
@media(max-width:900px){.brand-logo{max-width:300px}.brand-logo img{max-height:62px}.mobile-menu{display:block}.nav-inner{min-height:76px}.nav-links.open{display:flex;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 4%;flex-direction:column;align-items:stretch;gap:4px;box-shadow:0 12px 24px rgba(11,31,58,.1)}.nav{position:sticky}.nav-links.open a{padding:10px}.nav-links.open .btn{margin-top:6px}.hero{padding-top:54px}}
@media(max-width:560px){.brand-logo{max-width:245px}.brand-logo img{max-height:56px}.topbar{font-size:12px}.hero-proof{gap:10px 16px}.footer-logo{max-width:100%}}
.calculator-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:start}.calc-form{grid-template-columns:1fr 1fr}.calc-form label{font-size:13px;font-weight:800;color:var(--navy)}.calc-form label input{margin-top:6px}.calc-form button{grid-column:1/-1}.calc-results{position:sticky;top:118px}.result-box{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.16)}.result-box span{color:#dbe6ef}.result-box strong{font-size:24px;color:#fff}.calc-results .btn{margin-top:10px;width:100%}@media(max-width:900px){.calculator-grid{grid-template-columns:1fr}.calc-results{position:static}}@media(max-width:560px){.calc-form{grid-template-columns:1fr}.calc-form button{grid-column:auto}}

/* Audit improvements: persistent actions, accessible focus and readable content. */
.topbar .container{flex-wrap:wrap;align-items:center}
.aft-payment-link{display:inline-flex;padding:5px 12px;border-radius:6px;background:var(--gold);color:var(--navy);font-weight:800;white-space:nowrap}
.aft-payment-link:hover{background:#e3c675}
.aft-payment-card{margin-top:24px;padding:24px;border:1px solid var(--line);border-radius:14px;background:var(--cream)}
.aft-payment-card h2{font-size:28px;margin:0 0 10px}.aft-payment-card p{margin:0 0 16px}
.skip-link{position:fixed;left:16px;top:8px;transform:translateY(-180%);z-index:1000;background:#fff;color:var(--navy);padding:12px 18px;border:3px solid var(--navy);border-radius:8px;font-weight:800}
.skip-link:focus{transform:translateY(0)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #876312;outline-offset:4px}
.footer a:focus-visible,.subhero a:focus-visible,.topbar a:focus-visible,.hero a:focus-visible{outline-color:#f1d78c}
main:focus{outline:none}h1,h2,h3,h4{overflow-wrap:break-word}
.scope-note{margin-top:36px;padding:28px;border:1px solid var(--line);border-radius:14px;background:var(--cream)}
.scope-note h3{color:var(--navy);margin:22px 0 8px}.scope-note h3:first-child{margin-top:0}
.policy-copy{max-width:850px}.policy-copy h2{font-size:30px;margin:34px 0 12px}.policy-copy a:not(.btn),.inquiry-note a{text-decoration:underline;text-underline-offset:3px}
.price-card .btn{margin-top:12px}.price-card ul{padding-left:20px}.price-card li{margin:10px 0}
.footer a[href^="mailto:"]{overflow-wrap:anywhere}.nav-links a[aria-current="page"]{text-decoration:underline;text-underline-offset:6px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
@media(max-width:900px){.grid-2{grid-template-columns:1fr}}
@media(max-width:560px){.topbar .container>span{display:block}.aft-payment-link{margin:7px auto 2px}.scope-note{padding:20px}.policy-copy h2{font-size:28px}.inquiry-aside a{overflow-wrap:anywhere}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}.btn-primary:hover,.card:hover{transform:none}}
.kicker{color:#80601f}

/* Search intent and resource navigation. */
.hero h1{font-size:clamp(40px,5.1vw,64px)}.hero .hero-tagline{font-weight:800;color:#e7c86d;font-size:20px}.breadcrumbs{background:var(--cream);padding:12px 0;font-size:14px;border-bottom:1px solid var(--line)}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0}.breadcrumbs li+li:before{content:"/";color:var(--muted);margin-right:8px}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px;color:var(--navy)}.resource-byline{font-size:14px;color:var(--muted)}.policy-copy li{margin:10px 0}.faq details p{max-width:850px}.faq summary{padding:5px 0}.related-links a{text-decoration:underline}@media(max-width:560px){.hero h1{font-size:40px}.breadcrumbs{font-size:13px}}